{"id":54967,"date":"2026-05-06T14:56:20","date_gmt":"2026-05-06T07:56:20","guid":{"rendered":"https:\/\/thaipropertynews.com\/feeds\/?p=54967"},"modified":"2026-05-06T14:56:20","modified_gmt":"2026-05-06T07:56:20","slug":"moodys-upgrades-hdbanks-outlook-to-positive-paving-the-way-for-potential-credit-rating-upgrade","status":"publish","type":"post","link":"https:\/\/thaipropertynews.com\/feeds\/?p=54967","title":{"rendered":"Moody\u2019s upgrades HDBank\u2019s outlook to “Positive,” paving the way for potential credit rating upgrade"},"content":{"rendered":"

HO CHI MINH CITY, VIETNAM – Media OutReach Newswire<\/a> – 6 May 2026 – Global credit rating agency Moody’s Ratings has announced the results of its periodic review of Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank; HOSE: HDB), affirming the Bank’s local- and foreign-currency long-term deposit and issuer ratings at B1, while upgrading its outlook from “Stable” to “Positive.” <\/p>\n

\"A
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A transaction office of HDBank in HCM City.<\/i> <\/div>\n<\/figcaption><\/figure>\n

This revision reflects HDBank’s solid financial foundation and resilient operating capacity. <\/p>\n

According to Moody’s, the change in HDBank’s rating outlook is driven by expectations that the Bank’s planned capital increase and strong profitability will strengthen its overall loss-absorbing buffers against risks associated with rapid loan growth. <\/p>\n

At its 2026 Annual General Meeting of Shareholders last month, HDBank approved a plan to raise its equity from VND78.3 trillion (US$3 billion) at the end of 2025 to VND110.1 trillion ($4.2 billion), an increase of 41%. <\/p>\n

Moody’s noted that an upgrade to the bank’s ratings and Baseline Credit Assessment could follow if HDBank successfully executes its capital-raising plan. This would be a positive signal of international recognition for the Bank’s sustainable growth strategy and robust risk management capabilities. <\/p>\n

The improved outlook is expected to enhance HDBank’s standing in international financial markets, supporting expanded partnerships, improved access to capital, and a stronger competitive position. <\/p>\n

Previously, in May 2025, Moody’s Ratings upgraded HDBank’s counterparty risk rating and counterparty risk assessment to the top level among Vietnamese commercial banks. <\/p>\n

In Q1, 2026, HDBank reported pre-tax profit of VND6.1 trillion ($231.6 million), up 14% year-on-year. Return on equity remained high at 24.29%, among the top in the industry. The capital adequacy ratio under Basel II rose to 16.16% from 14.32% a year earlier, among the highest in the market. <\/p>\n

As of March 31, 2026, HDBank’s total assets stood at VND984.2 trillion ($37.4 billion), up 5.7% from the end of the previous year. Total outstanding loans rose 8% to VND635.1 trillion ($24.1 billion), while total mobilised funds exceeded VND880 trillion ($33.4 billion), up 5.9%, with customer deposits surpassing VND725 trillion ($27.5 billion), an increase of 11.9%. <\/p>\n

The loan-to-deposit ratio maintained below 70%, while key liquidity indicators, including the liquidity coverage ratio and net stable funding ratio, stayed above 100%, exceeding Basel III requirements. <\/p>\n

Hashtag: #HDBank #HDB<\/p>\n

The issuer is solely responsible for the content of this announcement.<\/p>\n

\"\"<\/p>","protected":false},"excerpt":{"rendered":"

<\/p>\n

HO CHI MINH CITY, VIETNAM – Media OutReach Newswire<\/a> – 6 May 2026 – Global credit rating agency Moody’s Ratings has announced the results of its periodic review of Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank; HOSE: HDB), affirming the Bank’s local- and foreign-currency long-term deposit and issuer ratings at B1, while upgrading its outlook from “Stable” to “Positive.” <\/p>\n

\"A
\n
A transaction office of HDBank in HCM City.<\/i> <\/div>\n<\/figcaption><\/figure>\n

This revision reflects HDBank’s solid financial foundation and resilient operating capacity. <\/p>\n

According to Moody’s, the change in HDBank’s rating outlook is driven by expectations that the Bank’s planned capital increase and strong profitability will strengthen its overall loss-absorbing buffers against risks associated with rapid loan growth. <\/p>\n

At its 2026 Annual General Meeting of Shareholders last month, HDBank approved a plan to raise its equity from VND78.3 trillion (US$3 billion) at the end of 2025 to VND110.1 trillion ($4.2 billion), an increase of 41%. <\/p>\n

Moody’s noted that an upgrade to the bank’s ratings and Baseline Credit Assessment could follow if HDBank successfully executes its capital-raising plan. This would be a positive signal of international recognition for the Bank’s sustainable growth strategy and robust risk management capabilities. <\/p>\n

The improved outlook is expected to enhance HDBank’s standing in international financial markets, supporting expanded partnerships, improved access to capital, and a stronger competitive position. <\/p>\n

Previously, in May 2025, Moody’s Ratings upgraded HDBank’s counterparty risk rating and counterparty risk assessment to the top level among Vietnamese commercial banks. <\/p>\n

In Q1, 2026, HDBank reported pre-tax profit of VND6.1 trillion ($231.6 million), up 14% year-on-year. Return on equity remained high at 24.29%, among the top in the industry. The capital adequacy ratio under Basel II rose to 16.16% from 14.32% a year earlier, among the highest in the market. <\/p>\n

As of March 31, 2026, HDBank’s total assets stood at VND984.2 trillion ($37.4 billion), up 5.7% from the end of the previous year. Total outstanding loans rose 8% to VND635.1 trillion ($24.1 billion), while total mobilised funds exceeded VND880 trillion ($33.4 billion), up 5.9%, with customer deposits surpassing VND725 trillion ($27.5 billion), an increase of 11.9%. <\/p>\n

The loan-to-deposit ratio maintained below 70%, while key liquidity indicators, including the liquidity coverage ratio and net stable funding ratio, stayed above 100%, exceeding Basel III requirements. <\/p>\n

Hashtag: #HDBank #HDB<\/p>\n

The issuer is solely responsible for the content of this announcement.<\/p>\n

\"\"<\/p>\n

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