{"id":39739,"date":"2025-11-27T01:00:00","date_gmt":"2025-11-26T18:00:00","guid":{"rendered":"https:\/\/thaipropertynews.com\/feeds\/?p=39739"},"modified":"2025-11-27T01:00:00","modified_gmt":"2025-11-26T18:00:00","slug":"payjoy-launches-in-indonesia-to-advance-inclusion-through-credit-access","status":"publish","type":"post","link":"https:\/\/thaipropertynews.com\/feeds\/?p=39739","title":{"rendered":"PayJoy Launches in Indonesia to Advance Inclusion through Credit Access"},"content":{"rendered":"\n\n\n
\"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

JAKARTA, Indonesia<\/span><\/span>, Nov. 26, 2025<\/span><\/span> \/PRNewswire\/ — PayJoy<\/a><\/u>, a leading emerging-markets credit provider, today announced its official launch in Indonesia<\/span> through a strategic partnership with PT Bank Sahabat Sampoerna (Bank Sampoerna). Building on its successful operations in the Philippines<\/span>, Mexico<\/span>, Brazil<\/span>, South Africa<\/span>, and other markets, PayJoy is introducing its inclusive credit solutions to Indonesia<\/span> to further expand access to affordable and responsible credit across the region.<\/p>\n

“There’s a significant gap in credit access across Southeast Asia<\/span>, and PayJoy is committed to helping close it responsibly,” said Rene Payan<\/span><\/b>, Philippines Country Manager and PayJoy’s lead for new-market launches.<\/p>\n

As Indonesia<\/span> accelerates its digital transformation and the Financial Services Authority (OJK) targets 98% financial inclusion by 2045, PayJoy’s entry supports national efforts to expand access to credit responsibly and sustainably.<\/p>\n

After scaling to 17 million customers worldwide, PayJoy is growing at an annualized 40 percent while maintaining profitability in 2025. PayJoy is on track to reach about US$650 million<\/span> in revenue and US$110 million<\/span> in profit by the end of 2025.<\/p>\n

Since its founding in 2015, PayJoy has become one of the world’s most trusted innovators in alternative credit infrastructure. The company’s expansion into Indonesia<\/span> underscores its long-term commitment to creating open, equitable, and inclusive financial systems worldwide.<\/p>\n

About PayJoy<\/b><\/p>\n

PayJoy expands credit access across emerging markets through point-of-sale financing and card products. Its proprietary secured-credit technology enables first-time borrowers to responsibly build financial stability and participate fully in the modern economy.\u00a0 Through its cutting-edge machine learning, data science, and anti-fraud AI, PayJoy has financed over $3.5 billion<\/span> of loans with over 17 million people and employs over 1,000 people worldwide. For more information, visit https:\/\/www.payjoy.com\/<\/a><\/u>.<\/p>\n

Contact:<\/b><\/p>\n

Ivy Yang<\/span> | Wavelet Strategy | ivy@waveletnyc.com<\/a><\/u><\/p>\n

Logo – https:\/\/mma.prnasia.com\/media2\/2573822\/PayJoy_logo.jpg?p=medium600<\/a><\/p>","protected":false},"excerpt":{"rendered":"

<\/p>\n\n\n\n
\"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

JAKARTA, Indonesia<\/span><\/span>, Nov. 26, 2025<\/span><\/span> \/PRNewswire\/ — PayJoy<\/a><\/u>, a leading emerging-markets credit provider, today announced its official launch in Indonesia<\/span> through a strategic partnership with PT Bank Sahabat Sampoerna (Bank Sampoerna). Building on its successful operations in the Philippines<\/span>, Mexico<\/span>, Brazil<\/span>, South Africa<\/span>, and other markets, PayJoy is introducing its inclusive credit solutions to Indonesia<\/span> to further expand access to affordable and responsible credit across the region.<\/p>\n

“There’s a significant gap in credit access across Southeast Asia<\/span>, and PayJoy is committed to helping close it responsibly,” said Rene Payan<\/span><\/b>, Philippines Country Manager and PayJoy’s lead for new-market launches.<\/p>\n

As Indonesia<\/span> accelerates its digital transformation and the Financial Services Authority (OJK) targets 98% financial inclusion by 2045, PayJoy’s entry supports national efforts to expand access to credit responsibly and sustainably.<\/p>\n

After scaling to 17 million customers worldwide, PayJoy is growing at an annualized 40 percent while maintaining profitability in 2025. PayJoy is on track to reach about US$650 million<\/span> in revenue and US$110 million<\/span> in profit by the end of 2025.<\/p>\n

Since its founding in 2015, PayJoy has become one of the world’s most trusted innovators in alternative credit infrastructure. The company’s expansion into Indonesia<\/span> underscores its long-term commitment to creating open, equitable, and inclusive financial systems worldwide.<\/p>\n

About PayJoy<\/b><\/p>\n

PayJoy expands credit access across emerging markets through point-of-sale financing and card products. Its proprietary secured-credit technology enables first-time borrowers to responsibly build financial stability and participate fully in the modern economy.\u00a0 Through its cutting-edge machine learning, data science, and anti-fraud AI, PayJoy has financed over $3.5 billion<\/span> of loans with over 17 million people and employs over 1,000 people worldwide. For more information, visit https:\/\/www.payjoy.com\/<\/a><\/u>.<\/p>\n

Contact:<\/b><\/p>\n

Ivy Yang<\/span> | Wavelet Strategy | ivy@waveletnyc.com<\/a><\/u><\/p>\n

Logo – https:\/\/mma.prnasia.com\/media2\/2573822\/PayJoy_logo.jpg?p=medium600<\/a><\/p>\n

<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[5,7],"tags":[],"class_list":["post-39739","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cision-pr-newswire","category-cision-pr-newswire-en"],"_links":{"self":[{"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=\/wp\/v2\/posts\/39739","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39739"}],"version-history":[{"count":0,"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=\/wp\/v2\/posts\/39739\/revisions"}],"wp:attachment":[{"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thaipropertynews.com\/feeds\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}