{"id":37701,"date":"2025-11-04T14:12:55","date_gmt":"2025-11-04T07:12:55","guid":{"rendered":"https:\/\/thaipropertynews.com\/feeds\/?p=37701"},"modified":"2025-11-04T14:12:55","modified_gmt":"2025-11-04T07:12:55","slug":"hdbank-posts-us562-4-million-profit-in-nine-months-proposes-30-dividend-and-bonus-share-plan","status":"publish","type":"post","link":"https:\/\/thaipropertynews.com\/feeds\/?p=37701","title":{"rendered":"HDBank posts US$562.4 million profit in nine months, proposes 30% dividend and bonus share plan"},"content":{"rendered":"

HCM CITY, VIETNAM – Media OutReach Newswire<\/a> – 4 November 2025 <\/b>– Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, stock code HDB) reported consolidated 9M2025 profit before tax of VND14.8 trillion (US$562.4 million), up 17% YoY. <\/p>\n

\"Customers
\n
Customers conduct transactions at an HDBank branch in HCM City.<\/i> <\/div>\n<\/figcaption><\/figure>\n

Profitability indicators remained among the highest in the banking sector, with Return on Equity (ROE) at 25.2% and Return on Assets (ROA) at 2.1%, underscoring efficient operations and a solid financial foundation. <\/p>\n

As of 30 September 2025, total assets stood at VND782 trillion (US$29.7 billion), a 12.1% increase YTD. Credit growth reached 22.6 %, focused on priority sectors and essential business activities. The non-performing loan ratio was 1.97%, while the Capital Adequacy Ratio under Basel II reached 15%, among the highest in the industry. <\/p>\n

Non-interest income rose sharply to VND5.37 trillion (US$204.1 million), up 178.6% YoY, driven by income diversification and digitalisation. Transactions via digital channels grew by 47%, accounting for 94% of total retail transactions, thus, Cost-to-Income Ratio recorded at 25.7%, one of the lowest in the sector. HDBank currently serves over 20 million customers. <\/p>\n

Subsidiaries and affiliates also posted strong results. HD SAISON recorded profit of VND1.1 trillion (US$41.8 million) with an ROE of 24.4%, maintaining its leading position in consumer finance. HD Securities earned VND614 billion (US$23.3 million) in profit, up 30% YoY, while Vikki Bank turned profitable after seven months of transaction, attracting over 1.3 million new customers and launching the innovative Vikki Caf\u00e9 model \u2013 a new-generation experience branch. <\/p>\n

HDBank will seek shareholder approval for a 30% total dividend and bonus share distribution for 2025, including a 25% stock dividend and 5% bonus shares, reaffirming its commitment to high and stable shareholder returns. <\/p>\n

Following the amended Decree 69, the bank’s foreign ownership limit has been lifted to 49%, improving its ability to attract international investors and enhance stock liquidity. <\/p>\n

During General Secretary T\u00f4 L\u00e2m’s official visit to the United Kingdom, the London Stock Exchange discussed a Memorandum of Understanding with HDBank to promote potential listings, international capital mobilisation and access to global investors. <\/p>\n

With outstanding profitability, an attractive dividend policy, and a clear strategy for digitalisation and international integration, HDBank is well positioned to sustain double-digit growth, reinforcing its position among the most high-performing and profitable banks in Vietnam. <\/p>\n

Hashtag: #HDBank<\/p>\n

The issuer is solely responsible for the content of this announcement.<\/p>\n

\"\"<\/p>","protected":false},"excerpt":{"rendered":"

<\/p>\n

HCM CITY, VIETNAM – Media OutReach Newswire<\/a> – 4 November 2025 <\/b>– Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, stock code HDB) reported consolidated 9M2025 profit before tax of VND14.8 trillion (US$562.4 million), up 17% YoY. <\/p>\n

\"Customers
\n
Customers conduct transactions at an HDBank branch in HCM City.<\/i> <\/div>\n<\/figcaption><\/figure>\n

Profitability indicators remained among the highest in the banking sector, with Return on Equity (ROE) at 25.2% and Return on Assets (ROA) at 2.1%, underscoring efficient operations and a solid financial foundation. <\/p>\n

As of 30 September 2025, total assets stood at VND782 trillion (US$29.7 billion), a 12.1% increase YTD. Credit growth reached 22.6 %, focused on priority sectors and essential business activities. The non-performing loan ratio was 1.97%, while the Capital Adequacy Ratio under Basel II reached 15%, among the highest in the industry. <\/p>\n

Non-interest income rose sharply to VND5.37 trillion (US$204.1 million), up 178.6% YoY, driven by income diversification and digitalisation. Transactions via digital channels grew by 47%, accounting for 94% of total retail transactions, thus, Cost-to-Income Ratio recorded at 25.7%, one of the lowest in the sector. HDBank currently serves over 20 million customers. <\/p>\n

Subsidiaries and affiliates also posted strong results. HD SAISON recorded profit of VND1.1 trillion (US$41.8 million) with an ROE of 24.4%, maintaining its leading position in consumer finance. HD Securities earned VND614 billion (US$23.3 million) in profit, up 30% YoY, while Vikki Bank turned profitable after seven months of transaction, attracting over 1.3 million new customers and launching the innovative Vikki Caf\u00e9 model \u2013 a new-generation experience branch. <\/p>\n

HDBank will seek shareholder approval for a 30% total dividend and bonus share distribution for 2025, including a 25% stock dividend and 5% bonus shares, reaffirming its commitment to high and stable shareholder returns. <\/p>\n

Following the amended Decree 69, the bank’s foreign ownership limit has been lifted to 49%, improving its ability to attract international investors and enhance stock liquidity. <\/p>\n

During General Secretary T\u00f4 L\u00e2m’s official visit to the United Kingdom, the London Stock Exchange discussed a Memorandum of Understanding with HDBank to promote potential listings, international capital mobilisation and access to global investors. <\/p>\n

With outstanding profitability, an attractive dividend policy, and a clear strategy for digitalisation and international integration, HDBank is well positioned to sustain double-digit growth, reinforcing its position among the most high-performing and profitable banks in Vietnam. <\/p>\n

Hashtag: #HDBank<\/p>\n

The issuer is solely responsible for the content of this announcement.<\/p>\n

\"\"<\/p>\n

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